By Jeannie Knudson
There are many different credit cards available to consumers. The credit cards may differ by interest rates, credit limits, annual fees and benefit programs. But, the two most common credit card offers people consider applying for are secured and unsecured cards. Unsecured credit cards work differently than secured or prepaid cards in that they do not require a monetary deposit. Unsecured credit ...
By imwriter
Are you tired of rising credit card interest rates? Do you want to get your rates lowered now? Are you open to negotiating on your behalf? If you answered "yes," then it's time to haggle with your credit card company for lower interest rates. By doing so, you could lower your interest rate by 25 percent or more. We will discuss how to haggle with credit card companies and win the...
By Stephanie Mojica
There are a number of credit cards offered in the United States. The two types of credit card products are general use credit and retailer-specific credit. A credit card allows a consumer to pay for purchases over time. The most popular cards in the United States are Visa, MasterCard, American Express and Discover, though there are also hundreds of cards offered from gas stations, department...
By Traci Howell
What is a credit score, and why is it important? What is a FICO score, and why is it the most commonly used score? The credit score is a way to decide the creditworthiness of a person. It's a number based on the statistics of a person's credit file and is based on the credit report information. The credit score is used for banks and credit card companies to help them decide whether you...
By Charlie Rainer Gaston
Finding the best credit card rate requires research and a lot of reading. Most low interest rate credit cards offer a 0 percent introductory interest rate. However, many fail to clearly disclose how long the introductory period lasts. Don't be fooled; learn to read the fine print and discern what makes a great credit card rate. As a general rule of thumb, the lower the number, the better the...