Credit Card Debt Advice

Easy Ways for Kids to Raise Money

By Ed Robinson

Encouraging kids to raise money teaches them responsibility as well as the rewards for hard work. No matter if a child is attempting to raise money for his own private use or if he is a part of a club or organization, the product or service being sold must be something that is exciting for the child. The next time you plan a yard sale, allow your child to be a part of the event. Set up a table...

How Do Unsecured Credit Cards Work?

By Jeannie Knudson

There are many different credit cards available to consumers. The credit cards may differ by interest rates, credit limits, annual fees and benefit programs. But, the two most common credit card offers people consider applying for are secured and unsecured cards. Unsecured credit cards work differently than secured or prepaid cards in that they do not require a monetary deposit. Unsecured credit ...

How to Haggle With Credit Card Companies

By imwriter

Are you tired of rising credit card interest rates? Do you want to get your rates lowered now? Are you open to negotiating on your behalf? If you answered "yes," then it's time to haggle with your credit card company for lower interest rates. By doing so, you could lower your interest rate by 25 percent or more. We will discuss how to haggle with credit card companies and win the...

Reviews of US Credit Cards

By Stephanie Mojica

There are a number of credit cards offered in the United States. The two types of credit card products are general use credit and retailer-specific credit. A credit card allows a consumer to pay for purchases over time. The most popular cards in the United States are Visa, MasterCard, American Express and Discover, though there are also hundreds of cards offered from gas stations, department...

Which FICO Score Is Most Used for Credit?

By Traci Howell

What is a credit score, and why is it important? What is a FICO score, and why is it the most commonly used score? The credit score is a way to decide the creditworthiness of a person. It's a number based on the statistics of a person's credit file and is based on the credit report information. The credit score is used for banks and credit card companies to help them decide whether you...

Best Credit Card Rates

By Charlie Rainer Gaston

Finding the best credit card rate requires research and a lot of reading. Most low interest rate credit cards offer a 0 percent introductory interest rate. However, many fail to clearly disclose how long the introductory period lasts. Don't be fooled; learn to read the fine print and discern what makes a great credit card rate. As a general rule of thumb, the lower the number, the better the...